Short Bio

Amin Kermali is Vice-President, Enterprise Digitization & Automation at TD Bank Group, leading transformation through process engineering, intelligent automation and agentic AI. His career spans audit, global consulting, M&A, risk management and digital transformation, providing broad perspective on forces reshaping the profession. Known for translating vision into results, Amin builds strong partnerships, leads decisively and communicates with clarity through change and ambiguity. He also serves as Treasurer and Governance Committee member of a major Canadian charitable organization, overseeing financial stewardship, fundraising and modernization. An advocate for the CPA profession, Amin would bring Council strategic insight, sound judgment and future-focused leadership.

Detailed Bio

Voluntary work with CPA Ontario or other professional bodies:

• Keynote speaker at 2023 Ontario Business Educators Association Student Awards hosted in partnership with CPA Ontario.
• Speaker at CPA Canada – Own Your Future: Evolving to Succeed 2021 Conference, helping newcomers identify opportunities and navigate the corporate landscape.

Career achievements:

• Led the Enterprise Digitization & Automation program at TD Bank as part of the Enterprise Transformation team since 2022. Set the vision and strategy for automation at TD, scaled it across the entire bank, introduced a strategic enterprise automation platform, and integrated the process engineering capability. The result is over 300 automations and 1,281 robots performing the equivalent of 2,300 FTE of work, equating to $196MM in annual cost savings through the processing of 35M+ transactions annually.
• Designed and implemented the Colleague Performance Excellence framework to address the people aspect of operational excellence and help upskill colleagues through the automation and AI transformation; delivered to over 5,000 colleagues across TD Bank.
• Established and led the Digital & OMNI Business Architecture practice helping teams across the TD Bank leverage common capabilities, define & align to target states, make better strategic decisions, and drive more effective investment allocations by taking an end to end view and an enterprise perspective; enabled enterprise transformation through leadership and engagement in over 50 business architecture initiatives over 3 years, helping to unlock $500MM in measurable business value.
• Led the transformation of the TD Wealth Operations & Technology Risk team into a Wealth Business Governance & Control Centre of Excellence providing strategic governance and oversight to all TD Wealth business units and corporate groups.

Other professional accomplishments:

• Led the creation of the Elevate AI event focused on the commercialization and practical applications of AI, ML and deep learning (Elevate, Canada's Tech Festival, 2019).
• Represented TD Wealth on Bank of Canada's Joint Operational Resilience Management to test the capabilities of banks, financial markets infrastructure and regulators in the event of a disruption (sector wide cyber-attack).
• Six-month assignment at Her Majesty’s Treasury (UK) during the 2008-2009 financial crisis; drove the overall project management of the due diligence and valuation workstreams for the £585bn of troubled assets of Royal Bank of Scotland, Lloyds and Barclays proposed for inclusion in the UK Asset Protection Scheme.

Other voluntary service and recognition:

• Treasurer at ISIJ of Toronto – a registered charity, not-for-profit corporation and community organization with over 5,000 members across 4 centres in the GTA. As a member of the Eco team, I led various initiatives that resulted in ISIJ being recognized by the City of Vaughan and the UN SDG Action team for incorporating the United Nations 17 Sustainable Development Goals.
• As a pro-bono expert to Impetus Trust in the UK, I assisted RippleZ, a social enterprise that runs the UK Department of Health’s Family Nurse Partnership (a preventive early intervention programme for first time teenage parents) to secure a support package comprised of unrestricted funding of £400K over four years through the execution of financial and operation due diligence, as well as the development of a strategic and financial plan that helped to grow revenues from c.£500K to c.£1.5MM.

Candidate statement

Why are you interested in joining Council?

Short answer. I am a proud CPA, CA, feel an immense sense of gratitude for what this designation and profession has afforded me, and wish to share my skills, experiences and expertise in helping shape and strengthen our profession during one of the most disruptive and exciting times in business and society.

Longer answer. Becoming a CPA was the best professional decision of my life and has opened so many doors and created so many opportunities for me. For me, this designation has served as a platform to launch into so many professional directions and work across the world. Notably, I started as a Staff Accountant at KPMG conducting audits of financial institutions and now lead TD Bank's Enterprise Digitization & Automation program as a Vice-President in the Enterprise Transformation team within the office of the Chief Operating Officer. Along the way, I also worked in PwC's London (UK) offices managing large and complex financial & commercial due diligence and strategy projects for financial services clients across multiple jurisdictions (UK, Europe, Africa and the Middle East).

I wish to share my skills, experiences and expertise to help shape and strengthen our profession during one of the most disruptive and exciting times in business and society. Notably, the diversity of my experience that ranges from public accounting to consulting & deals, and most recently in enterprise transformation leveraging digitization, automation and agentic AI capabilities to reimagine how we serve our clients, empower our colleagues, optimize our controls and reduce our costs.

I am optimistic about the power of the CPA designation to prepare the next generation of leaders and look forward to the opportunity to serve.

How do your experiences align with the following skills, attributes and experiences that have been prioritized for incoming members of Council?

• Strategic and Transformational Leadership
• Emerging Technologies
• Board Experience and Governance
• Business Acumen

I have led the Enterprise Digitization & Automation program at TD as part of the Enterprise Transformation team since 2022. I have set the vision and strategy for automation at TD, scaled it across the entire bank, introduced a strategic enterprise automation platform, integrated process engineering, and introduced a colleague performance excellence framework. The result is over 300 automations and 1,281 robots performing the equivalent of 2,300 FTE of work, equating to $196MM in annual cost savings through the processing of 35MM+ transactions annually. I recently established the enterprise framework for agentic automation, piloting 10 use cases across various business segments and corporate groups.

I am a member of UiPath (AI-powered business automation platform) Financial Services Customer Advisory Board. I inform market strategy and product direction, share insights into market trends including the impact of AI and automation, and suggest new ideas based on functional and industry expertise.

I am treasurer at ISIJ of Toronto – a registered charity, not-for-profit corporation, with over 5,000 members across 4 centres in the GTA, and an operating budget of $5MM. I have raised over $10MM as part of a fundraising drive. I implemented Salesforce to establish a scalable technology foundation and drove operational efficiency by automating 65,000 financial transactions. I am also a member of the Governance Committee.

I have a successful track record of demonstrating results in a variety of contexts, including:

• TD Bank Digital Transformation
• TD Wealth Shared Services Transformation
• PwC Consulting & Deals
• PwC M&A Transaction Services

What is the greatest opportunity and challenge facing the accounting profession and CPA Ontario?

The technology revolution driven by AI creates both a unique challenge and a compelling opportunity.

The challenge is that AI is creating downward pressure on attracting top talent to the profession and is disrupting the service offering of CPAs. This can be further compounded with CPA education not evolving with the innovation and speed required to demonstrate that the CPA designation uniquely equips professionals to successfully lead in a world that is undergoing a fundamental transformation.

The opportunity is to evolve the CPA education program and services for our stakeholders. Notably, equipping them with the capabilities that enable and empower them to lead in this era. CPA Ontario also has an opportunity to articulate and amplify its unique value proposition. No matter where one wishes to work or serve, the CPA gives professionals credibility because it signals to stakeholders that a CPA (i) operates with integrity; (ii) demonstrates trust; (iii) knows how to reason and think critically; (iv) applies good judgment grounded in data, analysis, and experience; (v) can solve problems; (vi) communicates effectively; (vii) knows how to work creatively and collaboratively with other professionals in multi-disciplinary teams; (viii) is able to orchestrate work and lead teams in a dynamic environment that has humans, AI agents and robots working together to deliver client, colleague, and business outcomes; and (ix) demonstrates curiosity and a learning orientation that enables them to keep pace with the rapid pace of change.